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All good parents want to help their children succeed. In my role as a Certified Financial Planner™, that usually involves helping parents establish college savings plans or helping grandparents plan out larger gifts as part of their estate plan. A few month ago however, I met with a parent who asked about giving their child […]

As a Financial Planner, I often have to remind people that tools like investments, tax-planning, and insurance, can only go so far in securing your financial future. Instead, the by-far most important tool you have to meet your needs and prepare for your future is budgeting. But what exactly is budgeting?  Simply put, it’s the

Discover the unique financial challenges women face and the three main things they seek from a financial advisor: understanding, trust, and personalized planning. Dive into the importance of having an advisor who not only has expertise but also values empathy and clear communication, ensuring women navigate their financial journeys with confidence and clarity.

No one wants to be a burden to their family. With proper planning, individuals and families can prepare themselves for life’s changes, including death and incapacity. With just a little bit of organization, you can express your care wishes, distribute your assets to the people and causes you care about, provide for minor children, and

Our government recently passed an update to rules regarding RMDs as part of the Secure 2.0 Act. This could be a big change for you. RMD stands for Required Minimum Distribution, which is the minimum amount that individuals must withdraw annually from their tax-deferred retirement accounts. These accounts include traditional IRA’s, 401(k)s, 403b’s, 457 plans

In light of the recent failure of Silicon Valley Bank, many people are questioning the strength of their financial institutions. I’m writing to give you information about what kind of assurances you have and some of my insights. Silicon Valley Bank is a regional bank that worked primarily with venture capitalists and various crypto adjacent

After 2 years as the president of the Chamber of Commerce, I can honestly say it was a very rewarding experience.  I love our community here in El Dorado County and I couldn’t be more proud to have spent my time serving our community.  El Dorado County is where I raised my kids, watched my

Philanthropy literally means “to love mankind.” Charity similarly means a Christ like “love of one’s fellows.” These two terms can be used interchangeably. Both are people who seek to promote the welfare of others, through the donation of time or money.  Not everyone has the means or time to be charitably minded, but everyone should

When I moved with my young family to El Dorado County in 2004, it was a big change and a leap of faith to leave the San Fernando Valley where I was raised and all my extended family lived. But, as so many of you could attest, I found that El Dorado was a special